Treasury, reconciled while you sleep.
Meridian pulls every bank feed, card network, and ledger entry into a single balance that stays reconciled around the clock. You wake up to a closed book, not a queue of exceptions.
SOC 2 Type II · dual-control transfers · immutable audit log
$4,982,114.09
| Time | Description | Amount |
|---|---|---|
| 06:00:07 | ACH credit · customer settlement matched | +$182,004.12 |
| 05:58:22 | Wire out · monthly payroll matched | -$96,540.00 |
| 05:41:09 | Card network settlement matched | -$12,878.45 |
| 05:12:50 | Interest · overnight sweep matched | +$1,204.77 |
| 04:47:31 | ACH credit · marketplace payout matched | +$50,000.00 |
| 03:20:16 | FX settlement · EUR/USD matched | +$8,912.30 |
Reconciliation runs in three steps, continuously.
No overnight batch, no month-end scramble. Meridian keeps the loop closed every minute of the day.
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Ingest runs every 60 seconds
Bank connections, card networks, and your general ledger stream in over signed APIs. Nothing is keyed by hand; nothing waits for a nightly file.
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Match pairs entries deterministically
Each transaction is matched to its expected ledger entry by amount, date, and counterparty. Anything ambiguous drops into a review queue instead of a silent guess.
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Close locks balances at 06:00 UTC
The book closes on schedule with every match carrying an immutable reference. You can audit any figure back to the transaction that moved it.
Every capability, as a datasheet rather than a pitch.
The specification your controller will actually read. Every line is a default you can change, not a feature you have to buy.
- Reconciliation cadence
- Continuous · 60s sync
- Match engine
- Deterministic + rule overrides
- Entities per workspace
- Unlimited books, one console
- Close schedule
- 06:00 UTC lock, configurable
- Ledger export
- CSV · JSON · GAAP-mapped
- Review queue
- Exceptions only, per rule
- Outbound transfers
- Dual-control approval
- Audit references
- Immutable, per line
- Feed connectors
- Bank · card · ledger APIs
- Access model
- SSO / SAML · scoped keys
- Data residency
- US · EU regions
- Retention
- 7-year append-only log
Built for the people who sign off.
Treasury software fails closed. These are the controls that let your auditors, your board, and your bank take Meridian at its word.
Encryption
AES-256 at rest, TLS 1.3 in transit. Keys are managed in a hardware security module and rotated on a fixed schedule. No customer data leaves an encrypted boundary.
Movement
Dual-control on every outbound transfer. Initiation and approval are separated by role, and no single credential can move funds on its own.
Audit
Append-only ledger with per-line references. Every match, override, and export is written to an immutable log that reconstructs any balance on demand.
Access
SSO, SAML, and SCIM provisioning. Scoped API keys, granular roles, and session policies keep least-privilege the default rather than the exception.
Open an account and close tonight.
Connect your first feed in an afternoon. By the next lock at 06:00 UTC, your balance is reconciled and your close is done.
No card to start · your data stays in your region